![]() 10/20/2014 at 20:00 • Filed to: WTF, insurance, accidents | ![]() | ![]() |
If you cause someone else to get in an accident with their car, but your car is untouched, you may go completely free. I know this now because some asshole made a left turn (at night, in the rain) in front of my daughter, who was going the speed limit and had a green light at that intersection. She swerved to miss him and crashed. Her car is totaled, there is property damage to the city (hydrant) and a private person's yard. The guy who turned in front of her was written up in the police report as AT FAULT. Insurance won't go after him because my daughter managed to miss his car completely.
![]() 10/20/2014 at 20:08 |
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That's just your insurance company being lazy.
![]() 10/20/2014 at 20:21 |
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You may need to enlist the help of an attorney here.
![]() 10/20/2014 at 20:24 |
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I have a good one, too. My wife was driving to work, and a crackhead came over the hill in her lane and hit her head on. Pretty much broke the whole right side of my wife's body. Crackhead was unlicensed, uninsured, and speeding (in the wrong lane). For some reason, our insurance paid for the crackhead's rescue and ambulance. Now, a year later, we are getting collections calls for the crackhead's hospital bills. Yes, the police found her 100% at fault, but somehow by paying the ambulance bill, our insurance set a precedent. clearly we are not paying, but we will probably need to pay a lawyer money we do not have to even start to clear this up.
![]() 10/20/2014 at 20:40 |
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An attorney on Reddit suggests that this is treated no differently than if an animal appeared in the road and she swerved to miss it. I'm having a hard time believing this situation.
![]() 10/20/2014 at 22:59 |
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I thought it was common knowledge that an insurance company would treat this as a single car accident because that's what it is. The driver may not have yielded ROW, but that driver didn't cause her to swerve. It's possible that there may have been a way to avoid the accident without damage to either vehicle.
![]() 10/20/2014 at 23:02 |
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Believing what? The attorney's position, or the original poster?
![]() 10/21/2014 at 00:11 |
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I'm the original poster, and I can't believe the situation my daughter is in, nor can I believe that we appear to have no recourse.
![]() 10/21/2014 at 00:15 |
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Sorry, duh. I wasn't paying attention there. It really does seem like your insurance company doesn't want to do their job here.
To be honest, I'd have a hard time taking the advice of an attorney on Reddit. If it really comes down to it, you really may want to seek counsel here. This seems like a very recoverable issue.