Financial responsibility

Kinja'd!!! "CB" (jrcb)
04/10/2019 at 18:10 • Filed to: I'm not sure that this is what fiscal responsibility looks like

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Paying off one loan to put more towards another loan to cut a year off that loan so I can buy a Mustang. Woke up this morning and went “I have an agreement with my s.o. that I can buy a Mustang, I’d better get working towards that goal”. First steps.


DISCUSSION (18)


Kinja'd!!! Ready for an adventure! > CB
04/10/2019 at 18:17

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GO GO GO GO!!!!That is such a worthy goal!!!


Kinja'd!!! AestheticsInMotion > CB
04/10/2019 at 18:24

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Do you know what Mustang you want yet? 


Kinja'd!!! Snuze: Needs another Swede > CB
04/10/2019 at 18:25

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So Mrs. Snuze had never had a car payment. Her folks bought her first car for her (97 Jeep Cherokee) , and then traded her for her mom’s Lexus RX330.

When the Lexus got totaled she wanted to take the insurance check ($9k) and a few grand from savings and buy whatever because car payments are “ stupid” and “ fiscally irresponsible” . Well she quickly realized that what she could afford wasn’t going to be anything close to what she wanted - newer, reliable, comparable to her Lexus in luxury features. Now Mrs. Snuze is just as happy as can be with her car payment in her brand new Terrain Denali.

But whats really shocking is that before we got her car, she knows Id been looking to move on from the Cruze, and the other day she told me to take our tax return and apply it towards a new car for myself.  Two car loans?!?  My god!!! This woman has become an animal!!!  :D


Kinja'd!!! CB > AestheticsInMotion
04/10/2019 at 18:26

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Not sure yet. A 2012 302 would be sweet but $40k, and a new GT would run $50k after taxes easily.


Kinja'd!!! AestheticsInMotion > CB
04/10/2019 at 18:28

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How much are used gt350's going for up there? 


Kinja'd!!! CB > Snuze: Needs another Swede
04/10/2019 at 18:28

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What’s next? Saving money because you have two working cars under warranty that you both like? Craziness!


Kinja'd!!! CB > AestheticsInMotion
04/10/2019 at 18:29

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$50k-ish depending. But finding one is a pain because it’s Saskatchewan, where we’re almost halfway into April and I still have my snow tires on.


Kinja'd!!! ZHP Sparky, the 5th > Snuze: Needs another Swede
04/10/2019 at 18:33

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Sounds like the first time I took my wife to a casino and played some roulette . For a while she just watched me play – stressing out the whole time “OMG you’re putting down half your money, that’s a crazy bet, etc”…a few drinks later she’s playing too and making big bets left and right, no big deal. Thankfully we haven’t been to a casino since…she’s lost all sense of fear and just might run us dry next time :P


Kinja'd!!! CarsofFortLangley - Oppo Forever > CB
04/10/2019 at 18:45

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Psh, saving money is overrated.  I am totally buying a jeep this year


Kinja'd!!! haveacarortwoorthree2 > CB
04/10/2019 at 18:48

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Damn, a few months back you could have picked up my 14 RS3 Mustang (only 26k miles) for a song. 


Kinja'd!!! Snuze: Needs another Swede > ZHP Sparky, the 5th
04/10/2019 at 18:49

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Hahaha.  That’s wild


Kinja'd!!! BeaterGT > CB
04/10/2019 at 18:55

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Nothing like a plan in motion! Are you looking at specific years or any Mustang will do? 


Kinja'd!!! CB > haveacarortwoorthree2
04/10/2019 at 18:55

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Damn. Ah well, my time will come.


Kinja'd!!! CB > BeaterGT
04/10/2019 at 18:58

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2012 onwards V8 (I figure if this is a life-goals car, I probably won’t go  for an Ecoboost). Or a 2008 Bullitt.


Kinja'd!!! BeaterGT > CB
04/10/2019 at 19:10

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That Bullitt green is too good. Probably a little harder to find though. 


Kinja'd!!! CB > BeaterGT
04/10/2019 at 19:16

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One popped up a year ago in Stoon for $20k or so. Usually one comes up every year or so.


Kinja'd!!! vondon302 > CB
04/10/2019 at 19:23

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Goals are good to have.

Stick axle for life.


Kinja'd!!! Longtime Lurker > CB
04/10/2019 at 19:59

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Looks like a good plan to me.