In what world is this an attractive offer?

"Supreme Chancellor and Glorious Leader SaveTheIntegras" (jegoingout) 02/28/2019 at 13:01 • Filed to: None

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The car in question is a ‘16 Dodge Challenger Scat Pack with 32k miles on it

Rusty Vandura - www.tinyurl.com/keepoppo > Supreme Chancellor and Glorious Leader SaveTheIntegras 02/28/2019 at 13:04

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...that’s probably had the crap beat out of it hooned half to death already...

But they know what they’ve got.

For Sweden > Supreme Chancellor and Glorious Leader SaveTheIntegras 02/28/2019 at 13:07

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Dealers targeting financially illiterate bros like

Yowen - not necessarily not spaghetti and meatballs > Supreme Chancellor and Glorious Leader SaveTheIntegras 02/28/2019 at 13:07

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The attractiveness of this offer is entirely dependent on the state of your credit.

CB > Supreme Chancellor and Glorious Leader SaveTheIntegras 02/28/2019 at 13:07

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In a world where people don’t know how numbers work.

So, this one.

VajazzleMcDildertits - read carefully, respond politely > Supreme Chancellor and Glorious Leader SaveTheIntegras 02/28/2019 at 13:08

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CP - and I’ve had $560 a month payments before. Def not worth it

BrianGriffin thinks “reliable” is just a state of mind > Supreme Chancellor and Glorious Leader SaveTheIntegras 02/28/2019 at 13:21

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Those are pretty typical financing terms now. I’m not sure what everybody is getting worked up about. 

Party-vi > Supreme Chancellor and Glorious Leader SaveTheIntegras 02/28/2019 at 13:22

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That’s $40K for a three year old Charger. Nah.

Demon-Xanth knows how to operate a street. > Supreme Chancellor and Glorious Leader SaveTheIntegras 02/28/2019 at 13:23

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Total cost of 41,320. Far from the worst I’ve seen.

WilliamsSW > Supreme Chancellor and Glorious Leader SaveTheIntegras 02/28/2019 at 13:33

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So, over $ 50k total with tax tit le and license for a 3 year old C hallenger?

Can I get two?

facw > Demon-Xanth knows how to operate a street. 02/28/2019 at 13:36

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Definitely not good though.

Tristan > Rusty Vandura - www.tinyurl.com/keepoppo 02/28/2019 at 13:36

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I hung out with the Challenger/Charger crowd a bit when I had my Hemi Magnum. It’s mostly lawn chair sitting toy car/real car stuffed animal collecting folks. Not a lot of hooning going on.

Tristan > VajazzleMcDildertits - read carefully, respond politely 02/28/2019 at 13:37

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I’ve bought whole running and driving cars for less than $560.

jimz > Supreme Chancellor and Glorious Leader SaveTheIntegras 02/28/2019 at 13:56

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a world where literally your only other option is BHPH.

Mercedes Streeter > BrianGriffin thinks “reliable” is just a state of mind 02/28/2019 at 14:06

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Makes me miss 2016 when 0% financing with $0 down was handed out like candy.

Mercedes Streeter > Demon-Xanth knows how to operate a street. 02/28/2019 at 14:09

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It could be worse, but it’s still kinda crap. That’s over new MSRP for a three year old car. I bet you’d get a better deal if you got  a new one.

Rusty Vandura - www.tinyurl.com/keepoppo > Tristan 02/28/2019 at 14:18

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Then they are wrong. And by association, you are wrong as well.

Rusty Vandura - www.tinyurl.com/keepoppo > Tristan 02/28/2019 at 14:19

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Did you ever finish the Jampolier book?

Tristan > Rusty Vandura - www.tinyurl.com/keepoppo 02/28/2019 at 14:53

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No. I am the worst. :(

I only have 1 chapter left, but I've been too distracted by other things lately. I desperately want to finish it!

Tristan > Rusty Vandura - www.tinyurl.com/keepoppo 02/28/2019 at 14:56

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I hooned mine, but it’s amazing the stuff you have to do to even make them hoonable. On paper it looks like a bad ass muscle wagon, in practice it's got 2.82 gears, open diff, aggressive torque management, and traction control you can't turn off. It was a don't-meet-your-heroes situation for me. I wanted one so bad when they came out, 8 years later I got one and it was a major disappointment.

Rusty Vandura - www.tinyurl.com/keepoppo > Tristan 02/28/2019 at 15:16

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I couldn’t put it down.

Rusty Vandura - www.tinyurl.com/keepoppo > Tristan 02/28/2019 at 15:18

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Open diff ??? What’s the point?

So these new Mopars that claim like 707 horsepower are all denuded?

I’d rather just have some Roadkill beater with a mild-to-moderate V8 and without all of that electronic crappage.

VajazzleMcDildertits - read carefully, respond politely > Tristan 02/28/2019 at 15:21

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And while I commend you for it, I’m just into really really fast cars and I work too much to wrench. So I wind up paying. It was a 2.5% loan, though. 

Tristan > VajazzleMcDildertits - read carefully, respond politely 02/28/2019 at 15:24

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I wasn’t criticizing! I’m just a cheapass who likes to wrench, but I’m actually way too busy to do it these days. :(

VajazzleMcDildertits - read carefully, respond politely > Tristan 02/28/2019 at 15:26

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Lol I appreciate the clarification, but let’s call a spade a spade here. Buying a running ride for $560 is way more oppo than bor rowing over 30k for a sedan. Also, $560 out in Phoenix means that the car probably doesn’t have wheels or an engine that will crank. 

Tristan > Rusty Vandura - www.tinyurl.com/keepoppo 02/28/2019 at 15:26

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The higher-end cars have way better electronics, better gearing, etc. th an the early ones like mine , but I’m at a point where I’d rather have a 4bbl carb on an inefficient old V8 for a fun car.

Tristan > Rusty Vandura - www.tinyurl.com/keepoppo 02/28/2019 at 15:31

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I couldn’t right up to the point where school started back up for the term... Then I was blasted with homework and it got set to the side for a few days, then the days turned into weeks and the excitement gets forgotten after it gets back-burnered for a bit . I NEED to pick it back up!

Spamfeller Loves Nazi Clicks > BrianGriffin thinks “reliable” is just a state of mind 02/28/2019 at 15:32

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Uh, interest rates nearly doubled in the past six months, for sub-$50k loans?

I mean, anybody with an account at my bank can walk in and get 4.89% @ 72 on a 2016. 6.5% is predatory bullshit.

Rusty Vandura - www.tinyurl.com/keepoppo > Tristan 02/28/2019 at 15:51

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Same.

SilentButNotReallyDeadly...killed by G/O Media > Supreme Chancellor and Glorious Leader SaveTheIntegras 02/28/2019 at 18:34

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Uranus?

BrianGriffin thinks “reliable” is just a state of mind > Spamfeller Loves Nazi Clicks 02/28/2019 at 18:43

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Yes, and my credit union still does 3.49% up to 72 months. But those are not typical. I’m consistently seeing dealers offer 5.5-6.5% around me on used cars, especially for less than top tier credit.