2018: Automotive Spending

"CarsofFortLangley - Oppo Forever" (carsoffortlangley)
12/24/2018 at 11:00 • Filed to: None

I thought I’d depress myself by looking at my automotive spending. How do you stack up?

The gas and insurance payments really illustrate how expensive Vancouver is. Keep in mind, we buy our insurance from a mandatory insurer up to $200K after that is optional on the free market.

Gas: $4,692.51 (keep in mind my employer pays for my commute/work gas, it is not included)

Car Insurance: $7837.90 (vomit)

Car Washes: $598.70

Parts for the Fiesta ST: $4,071.23

Labour/Maintenance on the ST: $2,745.85

Truck parts: $969.83

Kia Forte: $2484.54 (financing it)

Parking: $1135.50

DISCUSSION (52)

HFV has no HFV. But somehow has 2 motorcycles > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:04

Id rather not no, but if i had to estate.

payments on the BMW: 4000, my minimum is $248/ month but I like to get ahead of the game. I paid 10,800 all expenses included I own a little under 7 now, not bad for 11 months.

Maintenance on BMW: 425. 2 oil changes, one bottle of coolant, spark plugs and igni tion coils

the Cabriolet; 1650 for the car, tax title, reg with lie time collector plates.

Cabriolet parts: Probably about 400+200 in new tools

Insurance: No Idea.

Gas : what?

dtg11 - is probably on an adventure with Clifford > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:05

You paid for more in parts on your Fiesta than I paid for my entire car

WilliamsSW > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:08

My DD gets about 18 miles for every gallon of premium it burns.

I. DO. NOT. WANT. TO. KNOW.

Kidding aside though, other than a few hundred bucks on the Pathfinder, it’s just been gas, insurance, payments and some car washes this year. Not bad for 3 cars.

E90M3 > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:09

How in the fuck have to spent almost 8000 mapple syrup dollars on insurance?

I have a spread sheet for the 3, but I left my computer in my other state.

CarsofFortLangley - Oppo Forever > WilliamsSW
12/24/2018 at 11:10

Yeah that’s not bad. Although insurance here is the real killer.

404 - User No Longer Available > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:10

For my 2 cars:

Storage: $ 1931

Fuel: $887

Maintenance: $181 0

Insurance: $1311

Payments for the F30: $11561 (but I decided to pay it off at once this year so it’s skewed)

CarsofFortLangley - Oppo Forever > E90M3
12/24/2018 at 11:12

4 cars, 3 of them insured year round in one of the most expensive places in North America to insure a car.

farscythe - makin da cawfee! > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:12

zip...nada..zilch

bicycle cost me about $600 in idiot tax tho

CarsofFortLangley - Oppo Forever > dtg11 - is probably on an adventure with Clifford
12/24/2018 at 11:13

A big chunk of that is new rims and the rally light project

Urambo Tauro > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:13

Oh God the thousands and thousands of dollars (I don’t want to know the actual number) I’ve spent on insurance over the years, with nothing to show for it but a new windshield and some paperwork. Wish I could have saved it all instead.

WilliamsSW > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:14

Your insurance bill is insane. I think I paid about $3300 for 3 cars this year - granted, one is a 2000, one is a 2005, and I’ve dropped collision/comprehensive on the Pathfinder.

Gas is high, too- I think I spent maybe $2k on gas, but my mileage driven was down this year.

CarsofFortLangley - Oppo Forever > Urambo Tauro
12/24/2018 at 11:18

Yeah. Looking at that number really makes me question having 4 cars. But I really am not able to get rid of any of them. I don’t want to use the ST for work either.

E90M3 > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:19

I though 300 a month for 2 cars in savannah was bad.

CarsofFortLangley - Oppo Forever > 404 - User No Longer Available
12/24/2018 at 11:21

Storage? At least I am lucky I can street park one car and keep my truck at my Dad’s. Otherwise... yikes.

wafflesnfalafel > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:23

T hat’s 3 cars, Dodge, FiST and Kia? Man, that insurance is pricey up there..

MiniGTI - now with XJ6 > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:26

Insurance, not too bad probably around $2500 for the three cars (MINI, GTI, old XJ6)

Gas, don’t want to know. I run premium in all and the Jag only gets about 13. Gotta see about getting that tuned so it runs properly on 87 ha.

Repairs: $3800 for new passenger floor and related rust repairs in Jag. $800 heater valve and miscellaneous leaks and other repairs in Jag. $600 or so for GTI intake. Nothing broke on the MINI - take that haters!

No Payments! Everything is paid off as of last fall.

CarsofFortLangley - Oppo Forever > wafflesnfalafel
12/24/2018 at 11:27

It’s for the CX-3, Forte and ST. The ST is on pleasure use only, but is still costly.

The Dodge is only insured for 3-4 months a year.

404 - User No Longer Available > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:28

Believe it or not it’s actually cheaper than me renting a second spot where I live. And it also includes electricity for plugging a trickle charger, and the storage is climate controlled.

On a surface it does sound silly spending that kind of money on a car where dealers won’t even take for 4 grands, lol.

Junkrat aka Rick Sanchez: Fury Road Edition > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:30

I just keep up with mileage. I do know my yearly expense might go up a bit if things work out this week. There may be a 2.2L Outback in my future.

HFV has no HFV. But somehow has 2 motorcycles > WilliamsSW
12/24/2018 at 11:31

At 25mpg and 3.40/ gallon I spent 1600 on gas this year at least. Week

Maxima Speed > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:37

Honestly I have no clue.

Decay buys too many beaters > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:39

Ooof.

Kinja'd!!!

Poor_Sh > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:40

My best guess is about 19k total. But, I paid off my mustang early and traded it for the Cayman. So not a normal year I hope.

CB > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:44

So far?

About $1200 in insurance for nine months (thanks, not living in the GTA!)

$5000 down payment

$2,388 in payments

$750~ in gas

$800~ for winter tires and rims

So... it’s the second most expensive thing I’ve ever spent money on.

BeaterGT > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:48

2 Cars:

Registration + Insurance - $1128

Fuel - Around $1100

Car Payments - $5400 and not much left thankfully

Maintenance/ Care - $950

Not too bad except for my Subaru getting hit & repaired earlier in the year. Next year won’t be as kind on the wallet .

WRXforScience > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:52

2014 BRZ

Gas: $1375

Insurance: $1800

Payments: $3650 (paid off in October)

Tires: $3300 (20 trackdays and two dozen autocross events means 5-6 sets of tires)

Brakes: $1600 (full set of rotors, 4 sets of front pads and 2 rear)

Clutch: $1500

Autox Registrations : $725

Track Fees: $1505 (I started instructing, so more than half my events were free)

Fluids: $210 (brake, transmission, clutch, and oil)

Total: $15,665

BeaterGT > WRXforScience
12/24/2018 at 11:54

Smiles per gallon: Priceless

CarsofFortLangley - Oppo Forever > WRXforScience
12/24/2018 at 11:54

Holy crap!

CarsofFortLangley - Oppo Forever > Decay buys too many beaters
12/24/2018 at 11:55

A fellow mint user! I like that you have a category called Scooters.

WilliamsSW > HFV has no HFV. But somehow has 2 motorcycles
12/24/2018 at 11:55

I’m guessing I spent about $ 2k - I didn’t drive as many miles as usual this year, so that saved me some $$$. Plu s gas has been cheap for at least the last couple of months. My $ 75 tanks are now $ 53.

Decay buys too many beaters > CarsofFortLangley - Oppo Forever
12/24/2018 at 11:59

I love it, it’s the only way I can reliability kee p track of everything.

And yeah, I try to make as many categories as possible... Keeps all the numbers lower which makes me feel better when I accidentally hit the trends/spending tab

Neil drives a beetle and a fancy beetle > CarsofFortLangley - Oppo Forever
12/24/2018 at 12:00

$2,000 on insurance

$4,560 on car payments for my wife’s C-Max and my Beetle

I would guess less than $300 in maintenance and repairs for the C- Max and Beetle.

Tires, repairs, and maintenance for the 996 were probably around $1,200 but I haven’t added it all up.

benjrblant > CarsofFortLangley - Oppo Forever
12/24/2018 at 12:09

I usually post up an annual summary on my vehicular expenses, I’ve done so for the past two years:

https://overland.kinja.com/what-it-cost-to-own-an-80-series-year-2-and-another-12-1825508825

https://overland.kinja.com/what-it-cost-to-own-an-80-series-11-months-and-20-000-1794518103

Year one was a ton of baselining, PM, and general bringing things up to snuff on a 20 year old vehicle. Year two was pretty calm and I could enjoy the Cruiser instead of working on it all the time. This year still has some time, and it’s due for new front spindles/wheel bearings. It’s a job I usually do myself and plan on doing myself this spring, but it’s still around $500-800 in parts.

Akio Ohtori - RIP Oppo > CarsofFortLangley - Oppo Forever
12/24/2018 at 12:15

I don’t track car expenditures anymore (it is far better not to know) but between buying the Honda, rebuilding the Alfa’s under-bits, and the Land Rover’s headgaket+... I’m getting it is well tipping into five figures in parts alone.

I think I remember you posting this last year and being astonished at how much your insurance is. IIRC it is just a Canada thing? Because I’m currently insuring five cars, three of them with full coverage, and I’m paying $ 1,740ish per year.

WRXforScience > CarsofFortLangley - Oppo Forever
12/24/2018 at 12:28

I went back and I did 20 autox events and 22 trackdays (which doubled my lifetime track time). This was the first year in the past 6 that I’ve done fewer than 30 autox events, and my total 42 days of driving events is actually down from my average.

My plan for next year is to cut my autox down to about 12 events, but I’m already signed up for 20 trackdays as an instructor and I can pick up another dozen if I’m up for them.

I’ve officially made the transition from an autox guy to a track guy, I spent 2018 becoming a coach/instructor with 6 different track groups (I’ve got one more I’m thinking about doing). As an instructor/coach I don’t usually pay any registration fees and I enjoy coaching (it gets rough in the Texas summer heat though).

A set of tires costs me $600 on average, the guys with Corvettes, Mustangs, and Camaros pay $1200-$1800 for the same type of tires. I considered a V8 track car until I ran the numbers on tire costs.

HFV has no HFV. But somehow has 2 motorcycles > WilliamsSW
12/24/2018 at 12:31

Same here. Paying 2.80 a gallon is great compared to the 3.60+ I was paying for most of the year

KingT- 60% of the time, it works every time > WilliamsSW
12/24/2018 at 12:45

18MpG on Premiun for me as well. 10, 000 miles a year approx. I don’t want to find out LOL but I dont care it’s fun to drive.

Thankfully my insurance is like $ 600 a year and parking is free. Glad I dont live in a major city.

shop-teacher > CarsofFortLangley - Oppo Forever
12/24/2018 at 13:08

I’ve never kept track, because I don’t really wanna know.

Those insurance prices are bo nkers! I pay a bit under $1000/year for my truck and wife’s car insurance. Payments on her car excluded, I’m sure we’re all in on everything else for less than you’re paying for insurance.

Merfthemadmauler > CarsofFortLangley - Oppo Forever
12/24/2018 at 13:12

I prefer to be ignorant on some matters.

Future Heap Owner > CarsofFortLangley - Oppo Forever
12/24/2018 at 13:24

My estimates (could improve these somewhat but all the paperwork is in another state):

Corolla:

Maintenance: $125 (2x oil changes & filter, spark plugs replacement)

Gas: Oh IDK, $40 fill-ups every third week on average, plus a 3x fill-up road trip and a 5x fill-up road trip, so let’s call it $1, 040

Repairs: $350 for parts to replace FL lower bumper shield, fog light, under-carriage covers.

Insurance: About $1, 100 for the year

Registration: $225

Total: $2,440 for around 10k miles

When my ex-girlfriend drives away with this car in a month or two, I should estimate my overall total cost of ownership / mile.

Chevy Truck:

Purchase: $1, 200

Fuel: $67 for the four months I’ve had it

Insurance: Less than $100 for those four months

Parts: $200 for knock sensor, IAC valve, various junkyard replacements (all small electrical or interior things), fluids.

Registration: $200

Total: $1, 767, let’s call it $1, 800, for about 200 miles, all of which besides about 20 were using the bed either to or from.

Grand Total: $4, 240

This is a bit more than I expected, but less than most other Oppos. I guess I am a bit of a cheapskate*

* tools not included. Tools are assets. Stop asking about my tools. Please.

Quadradeuce > CarsofFortLangley - Oppo Forever
12/24/2018 at 13:46

Not to depress you, but I pay $750 freedom dollars a year to insure the SS. I pay about the same for the Saab. And that's with newer car replacement, etc (what would they do if I had a 2017 SS???).

Funktheduck > Decay buys too many beaters
12/24/2018 at 13:59

Is this in the app or website? Can’t find year end stuff, only month in the app

CarsofFortLangley - Oppo Forever > Funktheduck
12/24/2018 at 14:17

Site, the app is good for a quick look but the site is where you want to do deep dives.

CarsofFortLangley - Oppo Forever > Akio Ohtori - RIP Oppo
12/24/2018 at 14:18

Its not a Canada thing, it’s a BC thing (and ontario to an extent)

Funktheduck > CarsofFortLangley - Oppo Forever
12/24/2018 at 14:32

Thanks

Spasoje > CarsofFortLangley - Oppo Forever
12/24/2018 at 14:48

This thread made me curious, so I had a look at some AutoTrader listings. It seems you could sell the Kia for more than the ~ $11k you paid...

T here’ s a ‘ 1 7 i d e n t i c a l to yours (but automatic; s e e m s like an ex-rental ) w i t h 5 3 k o n t he cloc k f o r $ 1 2 , 0 0 0 i n B u r n a b y . W h y n o t dump it for a small profit w h i l e y ou still can, and get the Wrangler you a ctually want ?

CarsofFortLangley - Oppo Forever > Spasoje
12/24/2018 at 14:57

I could totally do that. I am biding my time, I think I will always come out on top with the Forte, given my company pays for it anyway.

I want to renew my mortgage in 2019 before I get another car

PG; the scalpel wielder > CarsofFortLangley - Oppo Forever
12/24/2018 at 15:01

this is going to make me sad but here goes... (I used Fuelio app to track, aussie buckaroos also) this year saw me go from 1 car to 2 cars (with the avalon coming and going)

Kinja'd!!!