Talked with my insurance agent...

"OpposResidentLexusGuy - USE20, XF20, XU30 and Press Cars" (jakeauern) 07/13/2017 at 18:38 • Filed to: None

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Great news! We got approved for a mortgage today! This means my dream of getting a new car sooner, which was almost dashed last week, is back on! Turns out being a full time student counts as job history. I thought we were not going to qualify and I would have to wait until after we had rented for a year to reapply then take on the debt. While talking to my insurance guy about getting our 2 current cars covered I asked about the cars I’m looking at. He said that the WRX and BRZ are both in the “high performance” sector and will cost me about $100 a month to insure on top of my LS and the wife’s RX. He then told me to get a Miata because they are cheap to insure... the answer is always Miata. So basically I was told to get a 2 door convertible by my insurance guy because its half of the cost to insure a car that’s just as fast(BRZ) but a hard top. Darn kids always wrecking Toyobaru twin cars...

WilliamsSW > OpposResidentLexusGuy - USE20, XF20, XU30 and Press Cars 07/13/2017 at 18:49

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With the BRZ, this feels like it’s more about the typical Toyobaru buyer than it is the car itself...

Congrats on mortgage approval - found a house yet, or just getting set to look?

notsomethingstructural > OpposResidentLexusGuy - USE20, XF20, XU30 and Press Cars 07/13/2017 at 18:49

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congrats. yeah theyll usually count your school history as long as you are employed in the field you got a degree in. otherwise doctors would only be able to buy houses in cash when they turn 50.

OpposResidentLexusGuy - USE20, XF20, XU30 and Press Cars > WilliamsSW 07/13/2017 at 19:27

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Actually as of a few minutes we have a lead. We’re in a really rough market for buyers but we’re living for free right now and our lead isn’t selling for a month and a half. It may work perfect.

WilliamsSW > OpposResidentLexusGuy - USE20, XF20, XU30 and Press Cars 07/13/2017 at 19:35

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Nice! It’s easier said than done, but don’t be rushed by a seller’s market - - you have to live with it, after all- good luck!

R Saldana [|Oo|======|oO|] - BTC/ETH/LTC Prophet > OpposResidentLexusGuy - USE20, XF20, XU30 and Press Cars 07/13/2017 at 19:59

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So mx5 RF?

OpposResidentLexusGuy - USE20, XF20, XU30 and Press Cars > R Saldana [|Oo|======|oO|] - BTC/ETH/LTC Prophet 07/13/2017 at 20:15

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Nah. I’m still thinking WRX. Unless Miata does become the answer...

Arrivederci > OpposResidentLexusGuy - USE20, XF20, XU30 and Press Cars 07/14/2017 at 10:15

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My Audi S3, newer, with an additional 100hp and expensive German parts is only $5/mo more to insure than my BRZ. Let that sink in.

I remember my Miata’s insurance rates - they were dirt cheap!