Guess the insurance payout. 

"PowderHound" (PowderHound) 12/06/2016 at 16:48 • Filed to: None

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I got rear ended last week and got a nice little Camry dent in my rear bumper. After chatting with the other guys insurance and an assessor (through text and only these first two photos) I have an estimate for the check they will be sending me. So step on up and take a guess!

The first two photos are what the assessor saw plus a shot of the VIN. I went ahead this weekend and pushed the dent out so it didn’t look as terrible. Now you don’t really notice it as much

Mid Engine > PowderHound 12/06/2016 at 16:50

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$1800

TheBimmerGuyWhoNowOwnsAChevy > PowderHound 12/06/2016 at 16:51

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I know literally nothing about how much things like this cost, but $800

RamblinRover Luxury-Yacht > PowderHound 12/06/2016 at 16:51

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About three fiddy.

HammerheadFistpunch > PowderHound 12/06/2016 at 16:53

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Just curious who your insurance is

PowderHound > HammerheadFistpunch 12/06/2016 at 16:54

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I went through his insurance which is American Family. Mine is USAA

HammerheadFistpunch > PowderHound 12/06/2016 at 16:55

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Usaa is the biz. Just wondering because I have family in the adjustor world in the valley, but not for either of those.

Tripper > PowderHound 12/06/2016 at 16:59

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$1300

PowderHound > Mid Engine 12/06/2016 at 17:00

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I wish…

PowderHound > TheBimmerGuyWhoNowOwnsAChevy 12/06/2016 at 17:01

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Bit high

PowderHound > Tripper 12/06/2016 at 17:02

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That sure would be nice, but nope.

$kaycog > PowderHound 12/06/2016 at 17:06

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$650.

You did a very nice job on it.

Tripper > PowderHound 12/06/2016 at 17:07

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I was basing that off of a coworkers situation. He rear ended a newish jetta, little scratch on the bumper...$1500!

MonkeePuzzle > PowderHound 12/06/2016 at 17:09

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no idea. but nice work on pushing the dent. now you can keep wahtever it is they assess it at right?

facw > PowderHound 12/06/2016 at 17:11

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$350

Hellcat Everything > PowderHound 12/06/2016 at 17:16

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I would say $600.

Off topic, how do you guys almost always manage to get their insurance to pay out? I’ve been hit by three different drivers, two of which drove away, the third stayed but had no insurance and skipped town after the police report was filed. My rear bumper is seriously starting to suffer because of this.

XJDano > PowderHound 12/06/2016 at 17:18

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Tree-fiddy.

TheTurbochargedSquirrel > PowderHound 12/06/2016 at 17:19

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$500

Satoshi "Zipang" Katsura > PowderHound 12/06/2016 at 17:21

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... Why are your taillights still connected?

PowderHound > MonkeePuzzle 12/06/2016 at 17:22

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Yup. Or go buy a used bumper for much cheaper.

PowderHound > $kaycog 12/06/2016 at 17:23

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Just over $100 too high

PowderHound > TheTurbochargedSquirrel 12/06/2016 at 17:23

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add $40

PowderHound > Hellcat Everything 12/06/2016 at 17:24

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$60 too much. I was rear ended while I was at a stop sign. He stayed and had insurance.

PowderHound > Satoshi "Zipang" Katsura 12/06/2016 at 17:24

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There were about 5 connectors to take off or just flip the lights up in to the back of the car to get them out of the way

cluelessk > PowderHound 12/06/2016 at 17:32

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Wait till it’s warm out again to paint it.

Work in a body shop. Any repair that isn’t needed right away I’d wait until the weather is warm so the paint can fully cure. Paint booth bake cycles help but it usually takes a few weeks of warm weather for a proper cure.

cluelessk > Hellcat Everything 12/06/2016 at 17:36

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I kinda like our insurance system here in Manitoba.

It’s public, One insurer and everyone has to have comprehensive coverage. It also helps at work in the body shop. Way easier paperwork wise.

We pay more for motorcycles but with a not great driving record and being a young male I can still afford to drive when my license would be unaffordable under most private insurers.

Takuro Spirit > Hellcat Everything 12/06/2016 at 17:50

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Be lucky? Last guy that hit me owned a big company in Milwaukee and was driving a new Escalade.

Even got the check in just my name.

CB > cluelessk 12/06/2016 at 18:02

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How I yearn to move out west.

Hellcat Everything > cluelessk 12/06/2016 at 18:30

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That seems really nice, while we do have mandatory comprehensive here in Texas, thanks to the fact that we share a border with both New Mexico and Mexico, many people (illegally) register their cars out of state or have family in Mexico where they have their car registered, so if you get hit, you are screwed.

At least everytime I’ve been hit was at a stop sign, so the only damage was cosmetic. Still irks me though, I take care of my car and its other people who trash it.

Connqr > PowderHound 12/06/2016 at 18:36

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$540?

TahoeSTi > Hellcat Everything 12/06/2016 at 18:36

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You need to have uninsured motorist coverage.

Hellcat Everything > TahoeSTi 12/06/2016 at 18:49

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Yep, first thing I got the first time I got hit, the only thing that is stopping me right now is parts after that third hit. The only good thing about Mr Uninsured was the fact that he stuck around until AFTER the police filed their report, so I have proof.