"Bozi Tatarevic" (hoonable)
03/25/2015 at 10:14 • Filed to: Car Buying
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"Bozi Tatarevic" (hoonable)
03/25/2015 at 10:14 • Filed to: Car Buying | 5
| 12 |
Did you know you can save thousands on a new car with zero negotiation? All it takes to get many discounts is to be a member of an affiliated club for a short period of time and you can walk in and get your price right away. Many of the programs that are offered can save you thousands of dollars on your new car and even allow you to use all rebates and incentives on top of the discounted price.
These affiliate and partner programs are an easy way to get to a lower price without the hassle of a long drawn out negotiation. You can usually walk in with your certificate and test drive the car you wish to buy and finish up very quickly. In some cases, you can spend some time to get better pricing than what is offered by the programs below if you negotiate on your own but these programs are a good way to get a lower price from the get-go or if you do not wish to spend lots of time in negotiations.
BMW:
Joining BMW Car Club of America can net you up to a $1500 rebate on a new BMW purchase or up to $500 on a CPO. The cost to join for 2 years is $91 and you must be a member for at least a year before you can qualify for the rebate. More info can be found !!!error: Indecipherable SUB-paragraph formatting!!! .
Chrysler (Jeep, Dodge, RAM, FIAT):
Chrysler no longer offers their credit union discount but they do have an affiliate rewards discount which covers an extensive amount of companies. One organization that will get you the discount is !!!error: Indecipherable SUB-paragraph formatting!!! , it is open to anyone to join and you must join at the $100 level to get the discount and be a member for 30 days to qualify. The affiliate pricing will get you a starting price of 1-2% below invoice plus any eligible rebates or incentives. More info can be found !!!error: Indecipherable SUB-paragraph formatting!!! and the list of qualifying companies can be found !!!error: Indecipherable SUB-paragraph formatting!!! .
Ford:
Ford offers the X-Plan discount to supplier companies, family, friends, and members of partner clubs. One of these partner clubs is the Mustang Club of America. You !!!error: Indecipherable SUB-paragraph formatting!!! for $50 per year and you will be able to qualify for an X-Plan Pin after 60 days of membership. The X-Plan price is usually 99.6% of dealer invoice + $275. On top of the discount, you also qualify for any rebates and incentives available at the time. More info can be found !!!error: Indecipherable SUB-paragraph formatting!!! .
GM (Buick, Cadillac, Chevrolet, GMC):
GM offers supplier discounts to employees of partner companies but you can get the same pricing by going through their credit union member discount program. You have to be a member of a participating credit union but most are covered. The discount can be combined with all current rebates and incentives as well as GM credit card rewards cash. The supplier discount is usually very close to invoice price and with additional incentives can drop you below it. More info can be found !!!error: Indecipherable SUB-paragraph formatting!!!
Lincoln:
The X-Plan above can also be used on Lincoln vehicles but the pricing is slightly higher. It is 100.6% of dealer invoice + $275 minus any current rebates and incentives.
Nissan/Infiniti:
Nissan offers the VPP pricing program to friends, family, and partner companies. It is one of the stricter ones on this list but there are still hundreds of companies that are covered as well as members of the military. The VPP pricing is usually at or below dealer invoice plus any current rebates and incentives. More info can be found !!!error: Indecipherable SUB-paragraph formatting!!! and the list of qualifying companies is !!!error: Indecipherable SUB-paragraph formatting!!! .
Subaru:
Subaru offer its VIP discount to many partner organizations. One of these organizations is the American Association for the Advancement of Science. You can join for as low as $75 and you must be a member for 6 months before you can use the discount. The discounted price is usually 2% below dealer invoice. More info can be found !!!error: Indecipherable SUB-paragraph formatting!!! .
Volkswagen:
Volkswagen offers a partner discount for certain partner companies but it is very strict. It applies to most general models and will get you $500 below invoice pricing. More information can be found !!!error: Indecipherable SUB-paragraph formatting!!! .
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Snuze: Needs another Swede
> Bozi Tatarevic
03/25/2015 at 10:24 |
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This is a great post. I'm a credit union member, though I have not used their buying service, but I may give it a try next time I buy a car.
Tom McParland
> Bozi Tatarevic
03/25/2015 at 10:33 |
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Great tips!
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Bozi Tatarevic
> Tom McParland
03/25/2015 at 10:49 |
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Thanks, your CPO article yesterday made me remember the BMW CCA rebate and all the other ones I have notes on so I put it together in a nice list
Snooder87
> Bozi Tatarevic
03/25/2015 at 11:40 |
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So, how much of a tool would I look like if I joined BMW CCA *before* I actually buy a bmw?
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Bozi Tatarevic
> Snooder87
03/25/2015 at 11:49 |
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If you want to get the rebate you should join for a year before you purchase the car. You can get one of these to hold onto in the meantime http://www.amazon.com/BMW-M5-1-18-Si… to feel better
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Snooder87
> Bozi Tatarevic
03/25/2015 at 11:54 |
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What I mean is, would the other guys at meetings look at me funny if I show up with my toyota.
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Bozi Tatarevic
> Snooder87
03/25/2015 at 11:59 |
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I do not think you will have any issues as there are many fans and enthusiasts who join while not owning a BMW at the time
kackel
> Bozi Tatarevic
03/25/2015 at 14:47 |
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Here's some other helpful notes:
X Plan sucks for the consumer. The discount is nowhere near as aggressive as it used to be, and the dealer payback from the manufacturer has gone down considerably as well. Nearly every Ford dealer will advertise their vehicles online or send you a price quote that is lower than X-Plan right off the bat.
You don't have to be a member of a credit union to use the Credit Union Discount with GM. Just have them send your financing through the credit union when you buy the car. It makes you a member of said credit union.
VPP is usually a very aggressive price but it's become a lot harder to qualify for as they've tightened up Friends and Family big time over the past few years. You're better off finding a Nissan store that's a few cars away from hitting their number and offering them a $1000 loser so it makes them $30000 or $40000 to the store.
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kackel
> Snuze: Needs another Swede
03/25/2015 at 14:49 |
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It's not the credit union's buying service, though they may be partnered with TrueCar or someone else depending on what credit union you belong to. Being a credit union member qualifies you for special pricing that gets you a pretty good deal and incentivizes the dealer for doing so./
YouthLargePapi
> Bozi Tatarevic
03/26/2015 at 11:16 |
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For Volvo, Volvo Club of America members get employee pricing for up to 2 vehicles a year through their A-Plan by Volvo program, which is straight invoice, plus any incentives, and includes special orders.
http://www.vcoa.org/club-overview/…
SasquatchMelee
> Bozi Tatarevic
04/21/2015 at 12:18 |
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GM often excludes the supplier price or other rebates like group or credit unions if you’re getting other rebates. I tried stacking the supplier rebate and/or credit union rebate on my 2014 Cruze purchase last year but didn’t have any luck. I was already getting 26% off sticker, so I didn’t care much.
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SasquatchMelee
> Bozi Tatarevic
04/21/2015 at 13:47 |
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Also: Group/club discounts often help with insurance too! I got a small discount on my motorcycle insurance for being in some Honda owners club.