"fourvalleys" (fourvalleys)
10/07/2015 at 11:25 • Filed to: None
7
21|
"fourvalleys" (fourvalleys)
10/07/2015 at 11:25 • Filed to: None | 7
| 21 |
$161.25 for the year!
$0 deductible, agreed-value coverage with good liability limits, and they even cover things like lockouts and replacement keys (they replaced a $69 set of keys last year).
I mean, I can’t use the car to commute or run errands, but that’s fine with me. It’s only on the road about 7.5 months out of the year, so just over $20 a month is no problem from my point of view. Gotta love classic/collector insurance.
shop-teacher
> fourvalleys
10/07/2015 at 11:36 |
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It’s great, isn’t it? When I had my ‘74 Buick, insurance was $120/year.
TractorPillow
> fourvalleys
10/07/2015 at 11:39 |
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Nice! Mine was twice that with normal insurance but all I used it for was commuting and running errands haha
Mr. Ontop, No Strokes, No Smokes...Goes Fast.
> fourvalleys
10/07/2015 at 11:47 |
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Don’t get me going on what mine is.
McMike
> fourvalleys
10/07/2015 at 11:48 |
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Unfortunately, I’m stuck with regular insurance for my Mini, since it isn’t garaged.
Not a lot of coverage. :(
Collector insurance is great, though. I have another (garaged) car with agreed value insurance and it’s dirt cheap.
M54B30
> fourvalleys
10/07/2015 at 11:55 |
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My BMW full coverage and my Montero liability together are less than my POS Corolla cost per month to insure
MontegoMan562 is a Capri RS Owner
> fourvalleys
10/07/2015 at 11:56 |
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OH YEAH!
Montego is about 128 for the year.
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fourvalleys
> McMike
10/07/2015 at 11:56 |
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Oh man, I couldn’t imagine not keeping mine in the garage. I even ask people to park in their garage when I visit overnight. I need a bigger garage though... parking my daily driver outside is less fun.
Anyway.... post pictures!
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fourvalleys
> Mr. Ontop, No Strokes, No Smokes...Goes Fast.
10/07/2015 at 12:00 |
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True story: I lived in Miami and drove a car that was titled in my parents’ name. My old insurance company didn’t insure in the state of Florida, so I had to hunt out a new company. I found a company who would insure at my parents’ address (midwestern suburbs) and I would be “borrowing” the vehicle. The quote was about $100/mo.
I got an identical quote from the same company for the same coverage levels on the same car, with the only difference being that I owned the vehicle and it was insured in Miami. $1100
per month
. They confirmed that that was not a mistake. Most other companies were $250-$350/month.
Saazbaru
> fourvalleys
10/07/2015 at 12:06 |
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Damn that’s good! I pay about $400 a year but that’s for 12 months of a youth driving an 05 WRX every day
JQJ213- Now With An Extra Cylinder!
> fourvalleys
10/07/2015 at 12:07 |
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...
That’s
.. Thats what I pay for a month...
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fourvalleys
> Saazbaru
10/07/2015 at 12:07 |
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I pay a lot more than that for my Subaru and motorcycle. Actually, the motorcycle is about the same, now that I think about it.
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Saazbaru
> fourvalleys
10/07/2015 at 12:11 |
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I’m just really lucky as I got in with the same insurance company that my dad had had for 50 years and he never had a claim and I haven’t broken his record yet. We do also have a deductible
Sir_Stig: and toxic masculinity ruins the party again.
> JQJ213- Now With An Extra Cylinder!
10/07/2015 at 12:12 |
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That’s nearly half of what I pay for a month...
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McMike
> fourvalleys
10/07/2015 at 12:24 |
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The garaged car has a canvas top, so it wins the “driveway or garage” fight.
The Mini gets a cover and sometimes gets put under the deck in the wintertime.
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fourvalleys
> McMike
10/07/2015 at 12:32 |
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That’s still not too bad - I wish I could keep mine under the deck. :(
As a side note - what roof rack is that? I have the Paddy Hopkirk one and although it’s quite solid, it sits incredibly close to the roof (maybe 1/2” or so). I feel like if I put any weight onto it, it’ll flex and touch the roof. Yours has considerably more clearance.
desertdog5051
> McMike
10/07/2015 at 12:38 |
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I love those comparison photos you post.
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McMike
> fourvalleys
10/07/2015 at 12:54 |
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That’s the Yakima A1 gutter rack for my Vanagon, with the HiRise Spacer kit (to get over the clearance of the arched van roof.)
However, the 3.5” spacers were too tall for my application, so I chopped them down to 1.75”
duurtlang
> fourvalleys
10/07/2015 at 12:55 |
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Agreed! €15 a month:
It is on classic car insurance, but there’s no request to garage it (which I do anyway) and I can drive it year round.
Wrong Wheel Drive (41%)
> fourvalleys
10/07/2015 at 13:07 |
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LOL that is what I pay for like 2 months. Yeah collector insurance sounds like the life! But I don’t think I would ever be able to stay under the mileage limits, even if I had a bunch of other cars.
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fourvalleys
> duurtlang
10/07/2015 at 13:31 |
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I can drive it year round, but British car + salt and snow = lots of rust. I’d love to drive it in winter but... Not a great plan.
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duurtlang
> fourvalleys
10/07/2015 at 13:35 |
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That’s true. When it comes to rust protection my 205 GTI is luckily similar to a modern car; it’s not infallible, but it’s rather well protected. Not that I’d drive it on salted roads though.
Had I had a car designed in the 1970s or before I’d only drive it when it’s warm/dry outside.