Insurance Rental Car

Kinja'd!!! "Harrycarry250" (Harrycarry250)
01/23/2014 at 12:55 • Filed to: None

Kinja'd!!!0 Kinja'd!!! 22

Hello Jalops, my car will be in the shop for some body work in the next couple hours. My insurance is providing me with a rental but I have never had to pick before and I need help! What car should I pick? I'm in NYC!

Kinja'd!!!

DISCUSSION (22)


Kinja'd!!! Bad Idea Hat > Harrycarry250
01/23/2014 at 13:01

Kinja'd!!!0

What are they letting you get?


Kinja'd!!! Harrycarry250 > Bad Idea Hat
01/23/2014 at 13:02

Kinja'd!!!1

The car being worked on is a station wagon, so a comparable vehicle. It's a Mercedes 300td W123


Kinja'd!!! CAR_IS_MI > Harrycarry250
01/23/2014 at 13:02

Kinja'd!!!0

Options would help. Usually they provide a "similar" vehicle, (I.E. If the car being repaired is a truck, they will allow you to pick from the truck / suv selection).


Kinja'd!!! Big Bubba Ray > Harrycarry250
01/23/2014 at 13:06

Kinja'd!!!0

When my Outback was in the body shop a few months ago after being hit, the rental company gave me a "comparable" vehicle also. It was a Corolla. I'm still salty about it.


Kinja'd!!! Bad Idea Hat > Harrycarry250
01/23/2014 at 13:08

Kinja'd!!!0

I'm looking at the wagon selections, and I don't want to be looking at the wagon selections any more.

edit - Yeah, you're looking at a bunch of Big 3 SUV/Crossovers from what I've seen. No idea at this point.


Kinja'd!!! 505Turbeaux > Harrycarry250
01/23/2014 at 13:10

Kinja'd!!!0

tell them to give you a bank vault on wheels with a couple of windows in it, that is about right. Are you getting the rear wheel arches fixed (that is usually what I see)


Kinja'd!!! Harrycarry250 > CAR_IS_MI
01/23/2014 at 13:11

Kinja'd!!!0

Its a Mercedes W123 Wagon


Kinja'd!!! Group B-raaaaaaaaaap! > Harrycarry250
01/23/2014 at 13:12

Kinja'd!!!0

What's your daily allowance? Most run the gamut from $16/day (thanks a lot State Farm) to $50/day. As the insurance companies have a pretty low rate negotiated with the rental companies, the average is $30/day. For most companies that will get you up to an Impala/Camry. Sadly, they use terms such as "Comparable", but per most states insurance laws, "Comparable" means "running". In At-Fault states, the bare minimum for the injured (not-responsible) party is literally a bus pass. Luckily most insurers don't want a bad name, so they pay for a standard rental car.

Just remember, no matter what you get, a rental car is always the fastest car you'll ever drive.


Kinja'd!!! CAR_IS_MI > Harrycarry250
01/23/2014 at 13:15

Kinja'd!!!0

So presumably you can pick from mid sized sedans / full sized sedans. Chrysler 300 is usually a good pick if you can, or I would say something from Nissan.


Kinja'd!!! jariten1781 > Harrycarry250
01/23/2014 at 13:17

Kinja'd!!!0

You'll probably get a large crossover (think Chevy Traverse or whatever the Hyundai equivalent is) if they consider your wagon's capacity, otherwise you'll probably be put in a mid-sized sedan.

I rent all the time (more than 100 days last year) and have grown to despise the large crossovers. Minivans on the other hand I've developed an inexplicable love for. If they try to give you a crossover see if you can get in a Town & Country or something.

For midsize sedans your first order should be to get whatever is somewhat decent with the lowest miles on it. Lately I've been having the best luck with Kia Optimas...they're surprisingly decent.


Kinja'd!!! Harrycarry250 > Group B-raaaaaaaaaap!
01/23/2014 at 13:18

Kinja'd!!!0

Rentals In NYC rarely go lower than 100 a day.


Kinja'd!!! Bad Idea Hat > Group B-raaaaaaaaaap!
01/23/2014 at 13:18

Kinja'd!!!0

You actually bring up a good point. If I ever had the chance, I'd hoon a Camry just to show that it could be done.


Kinja'd!!! Group B-raaaaaaaaaap! > Harrycarry250
01/23/2014 at 13:19

Kinja'd!!!0

If you need a wagon for work/lifestyle, press them to get something with proper utility. I would personally recommend the most hoonable vehicle on every rental lot:

Kinja'd!!!

Spacious, V8, RWD, and if you leave the hazard lights on, you can park just about anywhere without receiving a ticket.


Kinja'd!!! Harrycarry250 > Group B-raaaaaaaaaap!
01/23/2014 at 13:20

Kinja'd!!!1

That actually sounds awesome!!! I have to park the thing though lol


Kinja'd!!! Group B-raaaaaaaaaap! > Harrycarry250
01/23/2014 at 13:22

Kinja'd!!!0

I had heard that between rates and taxes it's ludicrously expensive in the city.

Did someone else hit your vehicle? Because that's when you have the most room to press the rental car company for something better. Also, don't let them talk you into "upgrading" for an out of pocket fee. Demand the better car for what the insurance company pays. If they give you crap, take what they have and immediately call your adjuster. Watch how quickly they change their tune. As a former rental car district manager, I can tell you the squeaky wheel absolutely gets the grease.


Kinja'd!!! Group B-raaaaaaaaaap! > Bad Idea Hat
01/23/2014 at 13:22

Kinja'd!!!1

Oh, it can be done. But an Econoline is even more hoonable.


Kinja'd!!! Bad Idea Hat > Group B-raaaaaaaaaap!
01/23/2014 at 13:23

Kinja'd!!!2

Ohh now I have a goal.


Kinja'd!!! Group B-raaaaaaaaaap! > Harrycarry250
01/23/2014 at 13:24

Kinja'd!!!0

Parking them is the worst. Yellow security posts spring up behind them like rakes in a cartoon.

Kinja'd!!!


Kinja'd!!! Group B-raaaaaaaaaap! > Harrycarry250
01/23/2014 at 13:24

Kinja'd!!!0

Parking them is the worst. Yellow security posts spring up behind them like rakes in a cartoon.

Kinja'd!!!


Kinja'd!!! Group B-raaaaaaaaaap! > Harrycarry250
01/23/2014 at 13:25

Kinja'd!!!0

Parking them is the worst. Yellow security posts spring up behind them like rakes in a cartoon.

Kinja'd!!!


Kinja'd!!! Harrycarry250 > Group B-raaaaaaaaaap!
01/23/2014 at 13:28

Kinja'd!!!1

Yeah I bet so, also people would hate me on Opposite Side Parking day. I like to think my neighbors don't hate me lol


Kinja'd!!! Harrycarry250 > Group B-raaaaaaaaaap!
01/23/2014 at 13:29

Kinja'd!!!1

Good advice! Thanks man