by "DC3 LS, will be perpetually replacing cars until the end of time" (dc3ls-)
Published 01/10/2017 at 15:16
by "DC3 LS, will be perpetually replacing cars until the end of time" (dc3ls-)
Published 01/10/2017 at 15:16
Tags: BUISNESS!
STARS: 0
So I’m changing my insurance from WA to TX. Do you thinks it’s going to go up, down, or stay the same? Just south of Tacoma to the suburbs of Houston to be exact. I think it’s gonna go up by $20 since there’s way more wrecks here, but I think the chance of it getting stolen was much higher in Tacoma. Also it’s a red Integra and I have comprehensive on it.
FYI this is the first image that shows up after googling “car insurance”
Edit: I’ll update this when it falls of the front page.
"TheHondaBro" (wwaveform)
01/10/2017 at 15:18, STARS: 1
Down.
"facw" (facw)
01/10/2017 at 15:22, STARS: 0
My insurance got cheaper in Texas coming from the Northeast. I’m not sure what the details are, it may just have been that switching gets you better rates. Additionally, leaving a no-fault state probably made things cheaper. Also I have no evidence, but I assume Texas law allows shitier business practices that make things cheaper, but probably not as good (simply because that seems to be the way things work down here).
"DC3 LS, will be perpetually replacing cars until the end of time" (dc3ls-)
01/10/2017 at 15:23, STARS: 0
I think you over estimate the drivers of the greater Houston metropolitan area.
"TheHondaBro" (wwaveform)
01/10/2017 at 15:24, STARS: 1
You’ve lived in Washington, right?
Down.
"DC3 LS, will be perpetually replacing cars until the end of time" (dc3ls-)
01/10/2017 at 15:25, STARS: 0
Same company, USAA, so I doubt they do anything too shady.
"Aaron M - MasoFiST" (amarks563)
01/10/2017 at 15:25, STARS: 0
If you were closer to Tacoma than you are to Houston, almost certainly down. Living in/near the city is going to affect it more than what state you’re in.
The only thing that affects your collision or liability that has to do with location is the cost of repair services, otherwise it’s just your driving record. The possible exception is the state’s laws about requiring insurance...Texas does require car insurance, so this shouldn’t matter.
"DC3 LS, will be perpetually replacing cars until the end of time" (dc3ls-)
01/10/2017 at 15:27, STARS: 0
Yes, but have you lived in Houston? It can be borderline mad max on I-10 sometimes. Also, no one drives over 70mph in Washington. In Texas 75mph practically the minimum.
"DC3 LS, will be perpetually replacing cars until the end of time" (dc3ls-)
01/10/2017 at 15:28, STARS: 0
Maybe a wee bit further from Tacoma.
"Eric @ opposite-lock.com" (theyrerolling)
01/10/2017 at 15:37, STARS: 0
Hmm. Tacoma is rough as hell, so it was probably pretty high. WA also has comically expensive insurance in general, so living in a rough area in the state was probably a fortune in insurance.
Houston isn’t exactly a nice place, either. Maybe upgrading to Kent or so, but it’s TX, so who knows what the insurance regulations look like.
I’m going to bet that it will go down, perhaps quite substantially.
"Eric @ opposite-lock.com" (theyrerolling)
01/10/2017 at 15:41, STARS: 0
You live here. How could the drivers be worse? We regularly rank in the top 5 worst drivers in the nation.
"Eric @ opposite-lock.com" (theyrerolling)
01/10/2017 at 15:42, STARS: 0
80 is practically the minimum in the Los Angeles area and my insurance doubled moving to WA.
"Aaron M - MasoFiST" (amarks563)
01/10/2017 at 15:49, STARS: 0
Ah, gotcha. “Suburbs” is a very non-distinct measure of distance. Yeah, in that case it’d be hard to tell. My one anecdotal datum is moving from a suburb into the city core and having my insurance jump 40%.
"Junkrat aka Rick Sanchez: Fury Road Edition" (realasabass)
01/10/2017 at 15:54, STARS: 1
I don’t know if it’s still the case, but Houston metro area had top 5 highest insurance rates in the country. This was twenty years ago, but the monthly premium was more than the payment on my Eclipse GSX.
"fintail" (fintail)
01/10/2017 at 15:56, STARS: 1
A friend of mine moved with an Accord V6 coupe from a “up and coming” south Seattle neighborhood to suburban Atlanta. His rates increased by like 40%. Have fun!
"DC3 LS, will be perpetually replacing cars until the end of time" (dc3ls-)
01/10/2017 at 16:05, STARS: 0
Especially with Houston. It’s absorbed so many towns that are seemingly indistinguishable from Houston itself.
"DC3 LS, will be perpetually replacing cars until the end of time" (dc3ls-)
01/10/2017 at 16:06, STARS: 0
Tacoma must be equally bad too. I updated my insurance. Didn’t change much, but I’m still not gonna say which way!
"DC3 LS, will be perpetually replacing cars until the end of time" (dc3ls-)
01/10/2017 at 16:07, STARS: 0
It didn’t change that much actually. Although I’m still holding out if it went up or down.
"facw" (facw)
01/10/2017 at 16:11, STARS: 1
I wish it was the minimum. People drive whatever speed they please. The right tow lanes on the highway are full of people going 40 for some reason.
"FTTOHG Has Moved to https://opposite-lock.com" (alphaass)
01/10/2017 at 16:13, STARS: 0
When I moved from PA to TX State Farm raised my rates by about 50%. I said to hell with that and shopped around and ended up pretty much even. So I’m gonna guess it went up if you stayed with the same company.
"Mid Engine" (jdlogan2006)
01/10/2017 at 16:25, STARS: 0
When I moved from Portland to Bothell, WA two years ago my insurance dropped ~ $150/year. Taking into account the ridiculous price for tags in WA vs OR I pretty much ended up even.
"DC3 LS, will be perpetually replacing cars until the end of time" (dc3ls-)
01/10/2017 at 16:26, STARS: 1
Wow that’s crazy. Tacoma and Houston must be equally bad, because it didn’t change that much really.
"DC3 LS, will be perpetually replacing cars until the end of time" (dc3ls-)
01/10/2017 at 16:27, STARS: 0
Wow, never would’ve guessed Portland would be that much higher.
"Aaron M - MasoFiST" (amarks563)
01/10/2017 at 16:30, STARS: 0
Yeah...I’m in Houston for work a couple times a year and it is just simply different than cities in the northeast.
"nermal" (nermal)
01/10/2017 at 16:47, STARS: 1
What type of vehicle?
In TX you have to worry about bro trucks, illegal Mexicans driving without licenses and insurance, hail, and theft for “export.” None of that in WA, so I’m voting that it goes up.
"haveacarortwoorthree2" (haveacarortwoorthree2)
01/10/2017 at 18:37, STARS: 1
Have stayed in Bothell! For someone from Texas, I think it’s pretty good I know where Bothell, WA is.